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🇦🇪 AED / 🇵🇰 PKR ✓ Official Mid-Market Rate (0% Markup) Independent Analysis

AED to PKR Exchange Rate & Bank Wire Fee Comparison (2026)

Convert UAE Dirham (AED) to Pakistani Rupee (PKR). The live interbank midpoint rate is 1 AED = 75.8067 PKR. Compare hidden currency conversion spreads across major international wire systems.

Live Converter

AED to PKR Real-Time Calculator

Sourced via Central Bank Interbank Feeds
Quick amounts
AED
→
Rs
75,806.67
Official benchmark rate (0% markup applied)
Rate Alert Monitor

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Historical Benchmarks

AED to PKR Historical Exchange Rates

Official central bank reference rates across 30-day, quarterly, and annual lookbacks.

Official Reference Feeds
Period Interbank Midpoint Yield on AED1,000 Trend / Variance
Today (Interbank Midpoint) 1 AED = 75.8067 PKR Rs75,806.67 Current Live Rate
30 Days Ago 1 AED = 75.5034 PKR Rs75,503.44 +0.4% (Higher)
90 Days Ago (Quarterly) 1 AED = 76.7164 PKR Rs76,716.35 -1.2% (Lower)
180 Days Ago (Half-Year) 1 AED = 74.2147 PKR Rs74,214.73 +2.1% (Higher)
1 Year Ago (52W Midpoint) 1 AED = 75.8067 PKR Rs75,806.67 +0.0% vs Annual Baseline
Settlement Timeline

AED to PKR Delivery & Settlement Windows

Estimated delivery windows based on standard clearing rails and banking cut-off schedules.

Target System: Raast / PRISM / IBAN
Direct Domestic Rail 0 - 2 Hours

Local Automated Clearing

Transfers settling through local domestic rails (Raast / PRISM / IBAN) typically clear within hours during standard operating windows.

Weekend Processing: Active on 24/7 Rails
Retail SWIFT Wire 1 - 3 Business Days

Correspondent Banking

Traditional commercial banks route through intermediary correspondent networks, adding clearing stops and compliance verifications.

Standard Cut-off: 15:00 Local Bank Time
Banking Calendar Standard Schedule

Cut-off & Holiday Factors

Wires sent after Friday 15:00 local time or during official bank holidays in either origin or destination will hold until Monday morning.

Holiday Settlement: Next Business Day
⚠️

Important Clearing Disclaimer: Settlement timeframes are estimates based on standard bank operating windows and domestic clearing rail architectures (Raast / PRISM / IBAN). Actual arrival is subject to originating bank cut-off deadlines, correspondent intermediary verification checkpoints, and international AML/KYC screening. Not a contractual arrival guarantee.

Institutional Market Windows

Global FX Market Trading Sessions & Real-Time Liquidity Clock

Live status of the four major international interbank wholesale currency dealing desks (UTC standard).

00:00:00 UTC
🇦🇺 Sydney Session
CLOSED
Wholesale Hours: 21:00 - 06:00 UTC
Pacific Clearing Window
🇯🇵 Tokyo Session
CLOSED
Wholesale Hours: 00:00 - 09:00 UTC
Asian Core Hub (21% Vol)
🇬🇧 London Session
CLOSED
Wholesale Hours: 08:00 - 17:00 UTC
European Core Hub (38% Vol)
🇺🇸 New York Session
CLOSED
Wholesale Hours: 13:00 - 22:00 UTC
Americas Core Hub (19% Vol)
🧭 Current Market Liquidity Status: Calculating...
Optimal execution: During London & NY overlap (13:00 - 17:00 UTC)

ℹ️ Market Operational Notice: Institutional trading sessions reflect international wholesale dealing hours. Retail bank wire transfers execute according to the sending and receiving commercial banks local business day cut-off calendars. For educational and liquidity timing analysis only.

Transfer Preparation

Required Details to Wire AED to PKR

Make sure you have these exact payment credentials before initiating your transfer.

1. Recipient Identity

Beneficiary Full Name

Exact match as registered on recipient bank account.

2. Account Identifier

Raast / PRISM / IBAN

IBAN, Account Number, or local domestic routing code.

3. Bank Code

SWIFT / BIC Code

8 or 11 character identifier of the recipient's bank branch.

4. Transfer Purpose

Payment Reference

Invoice number or descriptive reference for AML compliance.

Macroeconomic Analysis

AED vs PKR: Central Bank Policy & Inflation Matrix

Official interest rate benchmarks and consumer price index (CPI) differentials shaping cross-border value.

Official Macro Indicators
🇦🇪

UAE Dirham (AED)

Central Bank of the UAE (CBUAE)

Policy Rate

4.9%

Benchmark rate
Annual CPI Inflation

2.1%

Consumer prices
Estimated Real Yield (Rate - Inflation): +2.8%
🇵🇰

Pakistani Rupee (PKR)

State Bank of Pakistan (SBP)

Policy Rate

17.5%

Benchmark rate
Annual CPI Inflation

9.6%

Consumer prices
Estimated Real Yield (Rate - Inflation): +7.9%
Policy Rate Differential: 12.60% (AED vs PKR)
Inflation Differential: 7.50% (Annual CPI spread)
ℹ️

Macroeconomic Policy Notice: Central bank interest rates and CPI metrics are compiled from public statistical releases (Central Bank of the UAE (CBUAE), State Bank of Pakistan (SBP)) for macroeconomic educational context. They do not constitute retail banking deposit guarantees or investment advice. WireCompare does not provide portfolio management or trading services.

Macroeconomic Valuation

AED to PKR: Purchasing Power Parity (PPP) & Inflation Simulator

Simulate real consumer purchasing power erosion across cumulative central bank CPI inflation lookbacks.

1. Origin CPI Erosion +25.8%

To match the domestic purchasing power of AED1,000 from 2020, you need:

Adjusted Domestic Principal

AED1,258.26 AED

Based on cumulative Central Bank of the UAE (CBUAE) CPI figures.

2. Nominal Spot Payout Current Interbank

Converting that baseline principal today at current interbank spot (1 AED = 75.8067 PKR) yields:

Nominal Spot Converted

Rs75,806.67 PKR

Without real purchasing power adjustment.

3. Real PPP Equivalent +23.4% Target CPI

True purchasing power parity target in PKR to preserve original basket consumption:

Real PPP Target Value

Rs95,364.79 PKR

Reflects bilateral real exchange rate parity.

Purchasing Power Parity Alignment Gauge: Calculated Parity

Relative inflation differential between AED and PKR indicates historical purchasing power trajectory.

⚖️ Purchasing Power Parity (PPP) & Inflation Notice: Real purchasing power calculations are modeled from national Consumer Price Index (CPI) datasets published by official statistical bodies and IMF World Economic Outlook benchmarks. Compound inflation adjustments reflect representative consumer basket indices and do not guarantee specific commodity, asset, or real estate values. Provided strictly for educational and macroeconomic comparative analysis.

Interactive Trend Analysis

AED to PKR Historical Exchange Rate Chart

Real-time interbank rate trajectory across standard historical observation periods.

Period Low

--

Period High

--

Period Average

--

Current Spot

Rs75.8067

⚖️ Historical Data Disclaimer: Historical exchange rate trajectory is synthesized from official central bank reference fixes and interbank mid-market fixes. Past foreign exchange movements do not predict future trends. For informational, educational, and analytical benchmarking purposes only.

Corridor Volatility & Trend

52-Week Exchange Rate Position

Liquidity Status: High & Stable
52W Low: Rs69.7421 Current: Rs75.8067 52W High: Rs81.8712
Lower bound Current rate sits at 50.0% of annual range Upper bound
Independent Market Analysis

Compare Wire Transfer Costs: AED to PKR

Estimates based on standard retail bank margins vs direct interbank rail settling.

Zero Promotional Bias
AED1,000 AED
AED250 AED5,000 AED10,000 AED20,000
Benchmark

Direct Midpoint Rail

0.0% Rate Markup (Interbank)

Rail Fee:AED4.50
Rate:75.8067
Clearing:Instant / Same Day
Recipient Receives

Rs75,806.67

Maximum Yield

Optimal Benchmark Rail
Retail SWIFT

Commercial Banks

~3.2% Hidden FX Margin

SWIFT Fee:AED25.00
Bank Rate:73.3809
Speed:2-4 Business Days
Recipient Receives

Rs872.53

-Lost to Hidden Margin

High Intermediary Margin
Consumer Wallet

Global Wallets

3.5% Currency Spread

Tx Fee:AED4.99
Rate:73.1534
Speed:Instant (Closed Wallet)
Recipient Receives

Rs887.41

Closed loop balance

Convenient but Marked Up
Cash Agent

Cash Remittance

Retail Spread + Cash Fee

Counter Fee:AED8.00
Rate:73.9873
Speed:Physical Counter / 1 Day
Recipient Receives

Rs896.12

Physical cash pickup

Agent Network Fee
Transparent Cost Breakdown

Traditional Bank Wire Cost Itemization (AED to PKR)

See how retail banks charge upfront wire fees, SWIFT intermediary deductions, and currency markup.

Based on G20 Remittance Pricing Metrics
Transfer Principal: AED1,000.00 AED
1. Originating Bank Upfront Wire Fee

Fixed outgoing international wire tariff charged by retail banks.

AED25.00
2. SWIFT Intermediary / Correspondent Bank Fee

Charged by routing banks under standard SWIFT SHA/BEN clearing rules.

AED20.00
3. Retail Exchange Rate Margin (Hidden Spread)

Typical 2.8% markup added on top of the interbank midpoint.

AED28.00
Total Traditional Bank Friction: -AED73.00
Recipient Receives via Commercial Bank: Rs883.60
Transparent Direct Rail 0% Rate Markup
Direct Domestic Clearing Fee: AED4.50
Intermediary Correspondent Deductions: AED0.00 (Bypassed)
Currency Exchange Markup: 0.00% (Interbank Spot)
Recipient Receives: Rs75,465.54
Estimated Direct Advantage: +Rs74,581.94

🔒 Benchmarking Methodology & Regulatory Notice: The simulated fee itemization reflects empirical retail banking wire pricing standards reported under the G20 Financial Stability Board cross-border payment targets and World Bank Remittance Prices Worldwide dataset. SWIFT correspondent deductions depend on whether the transfer is initiated as OUR, SHA, or BEN, and intermediary routing hops. WireCompare is an independent analytical benchmark engine, not a regulated bank.

Lookup Tables

AED to PKR Fast Conversion Matrix

Direct interbank rate values compared against typical commercial bank payouts.

🇦🇪 AED to 🇵🇰 PKR

1 AED = 75.8067 PKR
Amount Mid-Market Rate Bank Payout Hidden Spread
AED1 AED Rs75.81 PKR Rs0.00 -Rs1,470.04
AED5 AED Rs379.03 PKR Rs0.00 -Rs1,479.75
AED10 AED Rs758.07 PKR Rs0.00 -Rs1,491.88
AED25 AED Rs1,895.17 PKR Rs366.90 -Rs1,528.26
AED50 AED Rs3,790.33 PKR Rs2,201.43 -Rs1,588.91
AED100 AED Rs7,580.67 PKR Rs5,870.47 -Rs1,710.20
AED250 AED Rs18,951.67 PKR Rs16,877.60 -Rs2,074.07
AED500 AED Rs37,903.34 PKR Rs35,222.81 -Rs2,680.52
AED1,000 AED Rs75,806.67 PKR Rs71,913.24 -Rs3,893.43
AED5,000 AED Rs379,033.35 PKR Rs365,436.67 -Rs13,596.68
AED10,000 AED Rs758,066.71 PKR Rs732,340.96 -Rs25,725.75

🇵🇰 PKR to 🇦🇪 AED (Reverse)

1 PKR = 0.0132 AED
Amount Mid-Market Rate Bank Payout Hidden Spread
Rs1 PKR AED0.01 AED AED0.00 -AED0.26
Rs5 PKR AED0.07 AED AED0.00 -AED0.26
Rs10 PKR AED0.13 AED AED0.00 -AED0.26
Rs25 PKR AED0.33 AED AED0.06 -AED0.27
Rs50 PKR AED0.66 AED AED0.38 -AED0.28
Rs100 PKR AED1.32 AED AED1.02 -AED0.30
Rs250 PKR AED3.30 AED AED2.94 -AED0.36
Rs500 PKR AED6.60 AED AED6.13 -AED0.47
Rs1,000 PKR AED13.19 AED AED12.51 -AED0.68
Rs5,000 PKR AED65.95 AED AED63.59 -AED2.37
Rs10,000 PKR AED131.91 AED AED127.43 -AED4.48
Mid-Market Rate

75.8067

1 AED = Rs75.8067

Inverse Rate

0.0132

1 PKR = AED0.0132

52-Week Range

69.7421 - 81.8712

Annual volatility band

Target Bank System

Raast / PRISM / IBAN

Clearing rail for PKR

Knowledge Base

Frequently Asked Questions (AED to PKR)

Click any question to expand
Q What is the current exchange rate for AED to PKR?
As of 2026, the real mid-market interbank rate is 1 AED = 75.806671 PKR. This is the true benchmark rate with zero hidden bank markup.
Q How much does a bank charge to send AED to PKR?
Most traditional high-street banks charge a front-end wire fee of around AED25 plus a 2.5% to 4% hidden exchange rate markup. On a AED1,000 transfer, you typically lose around Rs3,919.20 compared to specialized neobanks like Wise.
Q What bank codes are needed to send PKR to Pakistan?
To receive PKR in Pakistan, the recipient typically needs to provide their Raast / PRISM / IBAN.
Q How fast does an international transfer take between AED and PKR?
Using modern digital payment networks (like Wise or local fast rails), transfers often arrive within minutes or hours. Traditional SWIFT bank wires take 2 to 4 business days.

Related Corridors From AED

View Reverse: PKR to AED →

AED → USD

1 AED = 0.2723 USD

AED → EUR

1 AED = 0.2517 EUR

AED → GBP

1 AED = 0.2101 GBP

AED → JPY

1 AED = 41.9877 JPY