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🇺🇸 USD / 🇹🇷 TRY ✓ Official Mid-Market Rate (0% Markup) Independent Analysis

USD to TRY Exchange Rate & Bank Wire Fee Comparison (2026)

Convert US Dollar (USD) to Turkish Lira (TRY). The live interbank midpoint rate is 1 USD = 34.2800 TRY. Compare hidden currency conversion spreads across major international wire systems.

Live Converter

USD to TRY Real-Time Calculator

Sourced via Central Bank Interbank Feeds
Quick amounts
$
→
₺
34,280.00
Official benchmark rate (0% markup applied)
Rate Alert Monitor

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Historical Benchmarks

USD to TRY Historical Exchange Rates

Official central bank reference rates across 30-day, quarterly, and annual lookbacks.

Official Reference Feeds
Period Interbank Midpoint Yield on $1,000 Trend / Variance
Today (Interbank Midpoint) 1 USD = 34.2800 TRY ₺34,280.00 Current Live Rate
30 Days Ago 1 USD = 34.1429 TRY ₺34,142.88 +0.4% (Higher)
90 Days Ago (Quarterly) 1 USD = 34.6914 TRY ₺34,691.36 -1.2% (Lower)
180 Days Ago (Half-Year) 1 USD = 33.5601 TRY ₺33,560.12 +2.1% (Higher)
1 Year Ago (52W Midpoint) 1 USD = 34.2800 TRY ₺34,280.00 +0.0% vs Annual Baseline
Settlement Timeline

USD to TRY Delivery & Settlement Windows

Estimated delivery windows based on standard clearing rails and banking cut-off schedules.

Target System: FAST / EFT / TR-IBAN
Direct Domestic Rail 0 - 2 Hours

Local Automated Clearing

Transfers settling through local domestic rails (FAST / EFT / TR-IBAN) typically clear within hours during standard operating windows.

Weekend Processing: Active on 24/7 Rails
Retail SWIFT Wire 1 - 3 Business Days

Correspondent Banking

Traditional commercial banks route through intermediary correspondent networks, adding clearing stops and compliance verifications.

Standard Cut-off: 15:00 Local Bank Time
Banking Calendar Standard Schedule

Cut-off & Holiday Factors

Wires sent after Friday 15:00 local time or during official bank holidays in either origin or destination will hold until Monday morning.

Holiday Settlement: Next Business Day
⚠️

Important Clearing Disclaimer: Settlement timeframes are estimates based on standard bank operating windows and domestic clearing rail architectures (FAST / EFT / TR-IBAN). Actual arrival is subject to originating bank cut-off deadlines, correspondent intermediary verification checkpoints, and international AML/KYC screening. Not a contractual arrival guarantee.

Transfer Preparation

Required Details to Wire USD to TRY

Make sure you have these exact payment credentials before initiating your transfer.

1. Recipient Identity

Beneficiary Full Name

Exact match as registered on recipient bank account.

2. Account Identifier

FAST / EFT / TR-IBAN

IBAN, Account Number, or local domestic routing code.

3. Bank Code

SWIFT / BIC Code

8 or 11 character identifier of the recipient's bank branch.

4. Transfer Purpose

Payment Reference

Invoice number or descriptive reference for AML compliance.

Macroeconomic Analysis

USD vs TRY: Central Bank Policy & Inflation Matrix

Official interest rate benchmarks and consumer price index (CPI) differentials shaping cross-border value.

Official Macro Indicators
🇺🇸

US Dollar (USD)

Federal Reserve (Fed)

Policy Rate

5.0%

Benchmark rate
Annual CPI Inflation

2.8%

Consumer prices
Estimated Real Yield (Rate - Inflation): +2.2%
🇹🇷

Turkish Lira (TRY)

Central Bank of the Republic of Turkey (CBRT)

Policy Rate

50.0%

Benchmark rate
Annual CPI Inflation

48.6%

Consumer prices
Estimated Real Yield (Rate - Inflation): +1.4%
Policy Rate Differential: 45.00% (USD vs TRY)
Inflation Differential: 45.80% (Annual CPI spread)
ℹ️

Macroeconomic Policy Notice: Central bank interest rates and CPI metrics are compiled from public statistical releases (Federal Reserve (Fed), Central Bank of the Republic of Turkey (CBRT)) for macroeconomic educational context. They do not constitute retail banking deposit guarantees or investment advice. WireCompare does not provide portfolio management or trading services.

Corridor Volatility & Trend

52-Week Exchange Rate Position

Liquidity Status: High & Stable
52W Low: ₺31.5376 Current: ₺34.2800 52W High: ₺37.0224
Lower bound Current rate sits at 50.0% of annual range Upper bound
Independent Market Analysis

Compare Wire Transfer Costs: USD to TRY

Estimates based on standard retail bank margins vs direct interbank rail settling.

Zero Promotional Bias
$1,000 USD
$250 $5,000 $10,000 $20,000
Benchmark

Direct Midpoint Rail

0.0% Rate Markup (Interbank)

Rail Fee:$4.50
Rate:34.2800
Clearing:Instant / Same Day
Recipient Receives

₺34,280.00

Maximum Yield

Optimal Benchmark Rail
Retail SWIFT

Commercial Banks

~3.2% Hidden FX Margin

SWIFT Fee:$25.00
Bank Rate:33.1830
Speed:2-4 Business Days
Recipient Receives

₺872.53

-Lost to Hidden Margin

High Intermediary Margin
Consumer Wallet

Global Wallets

3.5% Currency Spread

Tx Fee:$4.99
Rate:33.0802
Speed:Instant (Closed Wallet)
Recipient Receives

₺887.41

Closed loop balance

Convenient but Marked Up
Cash Agent

Cash Remittance

Retail Spread + Cash Fee

Counter Fee:$8.00
Rate:33.4573
Speed:Physical Counter / 1 Day
Recipient Receives

₺896.12

Physical cash pickup

Agent Network Fee
Lookup Tables

USD to TRY Fast Conversion Matrix

Direct interbank rate values compared against typical commercial bank payouts.

🇺🇸 USD to 🇹🇷 TRY

1 USD = 34.2800 TRY
Amount Mid-Market Rate Bank Payout Hidden Spread
$1 USD ₺34.28 TRY ₺0.00 -₺664.76
$5 USD ₺171.40 TRY ₺0.00 -₺669.15
$10 USD ₺342.80 TRY ₺0.00 -₺674.63
$25 USD ₺857.00 TRY ₺165.92 -₺691.08
$50 USD ₺1,714.00 TRY ₺995.49 -₺718.51
$100 USD ₺3,428.00 TRY ₺2,654.64 -₺773.36
$250 USD ₺8,570.00 TRY ₺7,632.10 -₺937.90
$500 USD ₺17,140.00 TRY ₺15,927.86 -₺1,212.14
$1,000 USD ₺34,280.00 TRY ₺32,519.38 -₺1,760.62
$5,000 USD ₺171,400.00 TRY ₺165,251.54 -₺6,148.46
$10,000 USD ₺342,800.00 TRY ₺331,166.74 -₺11,633.26

🇹🇷 TRY to 🇺🇸 USD (Reverse)

1 TRY = 0.0292 USD
Amount Mid-Market Rate Bank Payout Hidden Spread
₺1 TRY $0.03 USD $0.00 -$0.57
₺5 TRY $0.15 USD $0.00 -$0.57
₺10 TRY $0.29 USD $0.00 -$0.57
₺25 TRY $0.73 USD $0.14 -$0.59
₺50 TRY $1.46 USD $0.85 -$0.61
₺100 TRY $2.92 USD $2.26 -$0.66
₺250 TRY $7.29 USD $6.49 -$0.80
₺500 TRY $14.59 USD $13.55 -$1.03
₺1,000 TRY $29.17 USD $27.67 -$1.50
₺5,000 TRY $145.86 USD $140.63 -$5.23
₺10,000 TRY $291.72 USD $281.82 -$9.90
Mid-Market Rate

34.2800

1 USD = ₺34.2800

Inverse Rate

0.0292

1 TRY = $0.0292

52-Week Range

31.5376 - 37.0224

Annual volatility band

Target Bank System

FAST / EFT / TR-IBAN

Clearing rail for TRY

Knowledge Base

Frequently Asked Questions (USD to TRY)

Click any question to expand
Q What is the current exchange rate for USD to TRY?
As of 2026, the real mid-market interbank rate is 1 USD = 34.28 TRY. This is the true benchmark rate with zero hidden bank markup.
Q How much does a bank charge to send USD to TRY?
Most traditional high-street banks charge a front-end wire fee of around $25 plus a 2.5% to 4% hidden exchange rate markup. On a $1,000 transfer, you typically lose around ₺1,772.28 compared to specialized neobanks like Wise.
Q What bank codes are needed to send TRY to Turkey?
To receive TRY in Turkey, the recipient typically needs to provide their FAST / EFT / TR-IBAN.
Q How fast does an international transfer take between USD and TRY?
Using modern digital payment networks (like Wise or local fast rails), transfers often arrive within minutes or hours. Traditional SWIFT bank wires take 2 to 4 business days.

Related Corridors From USD

View Reverse: TRY to USD →

USD → EUR

1 USD = 0.9245 EUR

USD → GBP

1 USD = 0.7715 GBP

USD → JPY

1 USD = 152.4000 JPY

USD → CAD

1 USD = 1.3850 CAD