🇨🇦 CAD / 🇦🇪 AED ✓ Official Mid-Market Rate (0% Markup) Independent Analysis

CAD to AED Exchange Rate & Bank Wire Fee Comparison (2026)

Convert Canadian Dollar (CAD) to UAE Dirham (AED). The live interbank midpoint rate is 1 CAD = 2.6516 AED. Compare hidden currency conversion spreads across major international wire systems.

Live Converter

CAD to AED Real-Time Calculator

Sourced via Central Bank Interbank Feeds

You Send (CAD) Quick amounts

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Recipient Receives (AED - Interbank Midpoint)

AED

2,651.62

Official benchmark rate (0% markup applied)

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Historical Benchmarks

CAD to AED Historical Exchange Rates

Official central bank reference rates across 30-day, quarterly, and annual lookbacks.

Official Reference Feeds

Period	Interbank Midpoint	Yield on C$1,000	Trend / Variance
Today (Interbank Midpoint)	1 CAD = 2.6516 AED	AED2,651.62	Current Live Rate
30 Days Ago	1 CAD = 2.6410 AED	AED2,641.02	+0.4% (Higher)
90 Days Ago (Quarterly)	1 CAD = 2.6834 AED	AED2,683.44	-1.2% (Lower)
180 Days Ago (Half-Year)	1 CAD = 2.5959 AED	AED2,595.94	+2.1% (Higher)
1 Year Ago (52W Midpoint)	1 CAD = 2.6516 AED	AED2,651.62	+0.0% vs Annual Baseline

Settlement Timeline

CAD to AED Delivery & Settlement Windows

Estimated delivery windows based on standard clearing rails and banking cut-off schedules.

Target System: UAEFTS / IBAN

Direct Domestic Rail 0 - 2 Hours

Local Automated Clearing

Transfers settling through local domestic rails (UAEFTS / IBAN) typically clear within hours during standard operating windows.

Weekend Processing: Active on 24/7 Rails

Retail SWIFT Wire 1 - 3 Business Days

Correspondent Banking

Traditional commercial banks route through intermediary correspondent networks, adding clearing stops and compliance verifications.

Standard Cut-off: 15:00 Local Bank Time

Banking Calendar Standard Schedule

Cut-off & Holiday Factors

Wires sent after Friday 15:00 local time or during official bank holidays in either origin or destination will hold until Monday morning.

Holiday Settlement: Next Business Day

⚠️

Important Clearing Disclaimer: Settlement timeframes are estimates based on standard bank operating windows and domestic clearing rail architectures (UAEFTS / IBAN). Actual arrival is subject to originating bank cut-off deadlines, correspondent intermediary verification checkpoints, and international AML/KYC screening. Not a contractual arrival guarantee.

Institutional Market Windows

Global FX Market Trading Sessions & Real-Time Liquidity Clock

Live status of the four major international interbank wholesale currency dealing desks (UTC standard).

00:00:00 UTC

🇦🇺 Sydney Session

CLOSED

Wholesale Hours: 21:00 - 06:00 UTC

Pacific Clearing Window

🇯🇵 Tokyo Session

CLOSED

Wholesale Hours: 00:00 - 09:00 UTC

Asian Core Hub (21% Vol)

🇬🇧 London Session

CLOSED

Wholesale Hours: 08:00 - 17:00 UTC

European Core Hub (38% Vol)

🇺🇸 New York Session

CLOSED

Wholesale Hours: 13:00 - 22:00 UTC

Americas Core Hub (19% Vol)

🧭 Current Market Liquidity Status: Calculating...

Optimal execution: During London & NY overlap (13:00 - 17:00 UTC)

ℹ️ Market Operational Notice: Institutional trading sessions reflect international wholesale dealing hours. Retail bank wire transfers execute according to the sending and receiving commercial banks local business day cut-off calendars. For educational and liquidity timing analysis only.

Transfer Preparation

Required Details to Wire CAD to AED

Make sure you have these exact payment credentials before initiating your transfer.

1. Recipient Identity

Beneficiary Full Name

Exact match as registered on recipient bank account.

2. Account Identifier

UAEFTS / IBAN

IBAN, Account Number, or local domestic routing code.

3. Bank Code

SWIFT / BIC Code

8 or 11 character identifier of the recipient's bank branch.

4. Transfer Purpose

Payment Reference

Invoice number or descriptive reference for AML compliance.

Macroeconomic Analysis

CAD vs AED: Central Bank Policy & Inflation Matrix

Official interest rate benchmarks and consumer price index (CPI) differentials shaping cross-border value.

Official Macro Indicators

🇨🇦

Canadian Dollar (CAD)

Bank of Canada (BoC)

Policy Rate

4.25%

Benchmark rate

Annual CPI Inflation

2.4%

Consumer prices

Estimated Real Yield (Rate - Inflation): +1.9%

🇦🇪

UAE Dirham (AED)

Central Bank of the UAE (CBUAE)

Policy Rate

4.9%

Benchmark rate

Annual CPI Inflation

2.1%

Consumer prices

Estimated Real Yield (Rate - Inflation): +2.8%

Policy Rate Differential: 0.65% (CAD vs AED)

Inflation Differential: 0.30% (Annual CPI spread)

ℹ️

Macroeconomic Policy Notice: Central bank interest rates and CPI metrics are compiled from public statistical releases (Bank of Canada (BoC), Central Bank of the UAE (CBUAE)) for macroeconomic educational context. They do not constitute retail banking deposit guarantees or investment advice. WireCompare does not provide portfolio management or trading services.

Interactive Trend Analysis

CAD to AED Historical Exchange Rate Chart

Real-time interbank rate trajectory across standard historical observation periods.

Period Low

Period High

Period Average

Current Spot

AED2.6516

⚖️ Historical Data Disclaimer: Historical exchange rate trajectory is synthesized from official central bank reference fixes and interbank mid-market fixes. Past foreign exchange movements do not predict future trends. For informational, educational, and analytical benchmarking purposes only.

Corridor Volatility & Trend

52-Week Exchange Rate Position

Liquidity Status: High & Stable

52W Low: AED2.5456 Current: AED2.6516 52W High: AED2.7577

Lower bound Current rate sits at 50.0% of annual range Upper bound

Independent Market Analysis

Compare Wire Transfer Costs: CAD to AED

Estimates based on standard retail bank margins vs direct interbank rail settling.

Zero Promotional Bias

Simulate Transfer Amount (CAD): C$1,000 CAD

C$250 C$5,000 C$10,000 C$20,000

Benchmark

Direct Midpoint Rail

0.0% Rate Markup (Interbank)

Rail Fee:C$4.50

Rate:2.6516

Clearing:Instant / Same Day

Recipient Receives

AED2,651.62

Maximum Yield

Optimal Benchmark Rail

Retail SWIFT

Commercial Banks

~3.2% Hidden FX Margin

SWIFT Fee:C$25.00

Bank Rate:2.5668

Speed:2-4 Business Days

Recipient Receives

AED872.53

-Lost to Hidden Margin

High Intermediary Margin

Consumer Wallet

Global Wallets

3.5% Currency Spread

Tx Fee:C$4.99

Rate:2.5588

Speed:Instant (Closed Wallet)

Recipient Receives

AED887.41

Closed loop balance

Convenient but Marked Up

Cash Agent

Cash Remittance

Retail Spread + Cash Fee

Counter Fee:C$8.00

Rate:2.5880

Speed:Physical Counter / 1 Day

Recipient Receives

AED896.12

Physical cash pickup

Agent Network Fee

Transparent Cost Breakdown

Traditional Bank Wire Cost Itemization (CAD to AED)

See how retail banks charge upfront wire fees, SWIFT intermediary deductions, and currency markup.

Based on G20 Remittance Pricing Metrics

Transfer Principal: C$1,000.00 CAD

1. Originating Bank Upfront Wire Fee

Fixed outgoing international wire tariff charged by retail banks.

C$25.00

2. SWIFT Intermediary / Correspondent Bank Fee

Charged by routing banks under standard SWIFT SHA/BEN clearing rules.

C$20.00

3. Retail Exchange Rate Margin (Hidden Spread)

Typical 2.8% markup added on top of the interbank midpoint.

C$28.00

Total Traditional Bank Friction: -C$73.00

Recipient Receives via Commercial Bank: AED883.60

Transparent Direct Rail 0% Rate Markup

Direct Domestic Clearing Fee: C$4.50

Intermediary Correspondent Deductions: C$0.00 (Bypassed)

Currency Exchange Markup: 0.00% (Interbank Spot)

Recipient Receives: AED2,639.69

Estimated Direct Advantage: +AED1,756.09

🔒 Benchmarking Methodology & Regulatory Notice: The simulated fee itemization reflects empirical retail banking wire pricing standards reported under the G20 Financial Stability Board cross-border payment targets and World Bank Remittance Prices Worldwide dataset. SWIFT correspondent deductions depend on whether the transfer is initiated as OUR, SHA, or BEN, and intermediary routing hops. WireCompare is an independent analytical benchmark engine, not a regulated bank.

Lookup Tables

CAD to AED Fast Conversion Matrix

Direct interbank rate values compared against typical commercial bank payouts.

🇨🇦 CAD to 🇦🇪 AED

1 CAD = 2.6516 AED

Amount	Mid-Market Rate	Bank Payout	Hidden Spread
C$1 CAD	AED2.65 AED	AED0.00	-AED51.42
C$5 CAD	AED13.26 AED	AED0.00	-AED51.76
C$10 CAD	AED26.52 AED	AED0.00	-AED52.18
C$25 CAD	AED66.29 AED	AED12.83	-AED53.46
C$50 CAD	AED132.58 AED	AED77.00	-AED55.58
C$100 CAD	AED265.16 AED	AED205.34	-AED59.82
C$250 CAD	AED662.91 AED	AED590.36	-AED72.55
C$500 CAD	AED1,325.81 AED	AED1,232.05	-AED93.76
C$1,000 CAD	AED2,651.62 AED	AED2,515.44	-AED136.19
C$5,000 CAD	AED13,258.12 AED	AED12,782.53	-AED475.60
C$10,000 CAD	AED26,516.25 AED	AED25,616.39	-AED899.86

🇦🇪 AED to 🇨🇦 CAD (Reverse)

1 AED = 0.3771 CAD

Amount	Mid-Market Rate	Bank Payout	Hidden Spread
AED1 AED	C$0.38 CAD	C$0.00	-C$7.31
AED5 AED	C$1.89 CAD	C$0.00	-C$7.36
AED10 AED	C$3.77 CAD	C$0.00	-C$7.42
AED25 AED	C$9.43 CAD	C$1.83	-C$7.60
AED50 AED	C$18.86 CAD	C$10.95	-C$7.90
AED100 AED	C$37.71 CAD	C$29.20	-C$8.51
AED250 AED	C$94.28 CAD	C$83.96	-C$10.32
AED500 AED	C$188.56 CAD	C$175.23	-C$13.34
AED1,000 AED	C$377.13 CAD	C$357.76	-C$19.37
AED5,000 AED	C$1,885.63 CAD	C$1,817.99	-C$67.64
AED10,000 AED	C$3,771.27 CAD	C$3,643.29	-C$127.98

Mid-Market Rate

2.6516

1 CAD = AED2.6516

Inverse Rate

0.3771

1 AED = C$0.3771

52-Week Range

2.5456 - 2.7577

Annual volatility band

Target Bank System

UAEFTS / IBAN

Clearing rail for AED

Knowledge Base

Frequently Asked Questions (CAD to AED)

Click any question to expand

Q What is the current exchange rate for CAD to AED?

As of 2026, the real mid-market interbank rate is 1 CAD = 2.651625 AED. This is the true benchmark rate with zero hidden bank markup.

Q How much does a bank charge to send CAD to AED?

Most traditional high-street banks charge a front-end wire fee of around C$25 plus a 2.5% to 4% hidden exchange rate markup. On a C$1,000 transfer, you typically lose around AED137.09 compared to specialized neobanks like Wise.

Q What bank codes are needed to send AED to United Arab Emirates?

To receive AED in United Arab Emirates, the recipient typically needs to provide their UAEFTS / IBAN.

Q How fast does an international transfer take between CAD and AED?

Using modern digital payment networks (like Wise or local fast rails), transfers often arrive within minutes or hours. Traditional SWIFT bank wires take 2 to 4 business days.

Related Corridors From CAD

View Reverse: AED to CAD →

CAD → USD

1 CAD = 0.7220 USD

CAD → EUR

1 CAD = 0.6675 EUR

CAD → GBP

1 CAD = 0.5570 GBP

CAD → JPY

1 CAD = 110.0361 JPY