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🇸🇪 SEK / 🇯🇵 JPY ✓ Official Mid-Market Rate (0% Markup) Independent Analysis

SEK to JPY Exchange Rate & Bank Wire Fee Comparison (2026)

Convert Swedish Krona (SEK) to Japanese Yen (JPY). The live interbank midpoint rate is 1 SEK = 14.3503 JPY. Compare hidden currency conversion spreads across major international wire systems.

Live Converter

SEK to JPY Real-Time Calculator

Sourced via Central Bank Interbank Feeds
Quick amounts
kr
→
¥
14,350.28
Official benchmark rate (0% markup applied)
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Historical Benchmarks

SEK to JPY Historical Exchange Rates

Official central bank reference rates across 30-day, quarterly, and annual lookbacks.

Official Reference Feeds
Period Interbank Midpoint Yield on kr1,000 Trend / Variance
Today (Interbank Midpoint) 1 SEK = 14.3503 JPY ¥14,350.28 Current Live Rate
30 Days Ago 1 SEK = 14.2929 JPY ¥14,292.88 +0.4% (Higher)
90 Days Ago (Quarterly) 1 SEK = 14.5225 JPY ¥14,522.49 -1.2% (Lower)
180 Days Ago (Half-Year) 1 SEK = 14.0489 JPY ¥14,048.93 +2.1% (Higher)
1 Year Ago (52W Midpoint) 1 SEK = 14.3503 JPY ¥14,350.28 +0.0% vs Annual Baseline
Settlement Timeline

SEK to JPY Delivery & Settlement Windows

Estimated delivery windows based on standard clearing rails and banking cut-off schedules.

Target System: Zengin System / SWIFT
Direct Domestic Rail 0 - 2 Hours

Local Automated Clearing

Transfers settling through local domestic rails (Zengin System / SWIFT) typically clear within hours during standard operating windows.

Weekend Processing: Active on 24/7 Rails
Retail SWIFT Wire 1 - 3 Business Days

Correspondent Banking

Traditional commercial banks route through intermediary correspondent networks, adding clearing stops and compliance verifications.

Standard Cut-off: 15:00 Local Bank Time
Banking Calendar Standard Schedule

Cut-off & Holiday Factors

Wires sent after Friday 15:00 local time or during official bank holidays in either origin or destination will hold until Monday morning.

Holiday Settlement: Next Business Day
⚠️

Important Clearing Disclaimer: Settlement timeframes are estimates based on standard bank operating windows and domestic clearing rail architectures (Zengin System / SWIFT). Actual arrival is subject to originating bank cut-off deadlines, correspondent intermediary verification checkpoints, and international AML/KYC screening. Not a contractual arrival guarantee.

Institutional Market Windows

Global FX Market Trading Sessions & Real-Time Liquidity Clock

Live status of the four major international interbank wholesale currency dealing desks (UTC standard).

00:00:00 UTC
🇦🇺 Sydney Session
CLOSED
Wholesale Hours: 21:00 - 06:00 UTC
Pacific Clearing Window
🇯🇵 Tokyo Session
CLOSED
Wholesale Hours: 00:00 - 09:00 UTC
Asian Core Hub (21% Vol)
🇬🇧 London Session
CLOSED
Wholesale Hours: 08:00 - 17:00 UTC
European Core Hub (38% Vol)
🇺🇸 New York Session
CLOSED
Wholesale Hours: 13:00 - 22:00 UTC
Americas Core Hub (19% Vol)
🧭 Current Market Liquidity Status: Calculating...
Optimal execution: During London & NY overlap (13:00 - 17:00 UTC)

ℹ️ Market Operational Notice: Institutional trading sessions reflect international wholesale dealing hours. Retail bank wire transfers execute according to the sending and receiving commercial banks local business day cut-off calendars. For educational and liquidity timing analysis only.

Transfer Preparation

Required Details to Wire SEK to JPY

Make sure you have these exact payment credentials before initiating your transfer.

1. Recipient Identity

Beneficiary Full Name

Exact match as registered on recipient bank account.

2. Account Identifier

Zengin System / SWIFT

IBAN, Account Number, or local domestic routing code.

3. Bank Code

SWIFT / BIC Code

8 or 11 character identifier of the recipient's bank branch.

4. Transfer Purpose

Payment Reference

Invoice number or descriptive reference for AML compliance.

Macroeconomic Analysis

SEK vs JPY: Central Bank Policy & Inflation Matrix

Official interest rate benchmarks and consumer price index (CPI) differentials shaping cross-border value.

Official Macro Indicators
🇸🇪

Swedish Krona (SEK)

Riksbank

Policy Rate

3.25%

Benchmark rate
Annual CPI Inflation

1.9%

Consumer prices
Estimated Real Yield (Rate - Inflation): +1.4%
🇯🇵

Japanese Yen (JPY)

Bank of Japan (BoJ)

Policy Rate

0.25%

Benchmark rate
Annual CPI Inflation

2.5%

Consumer prices
Estimated Real Yield (Rate - Inflation): -2.2%
Policy Rate Differential: 3.00% (SEK vs JPY)
Inflation Differential: 0.60% (Annual CPI spread)
ℹ️

Macroeconomic Policy Notice: Central bank interest rates and CPI metrics are compiled from public statistical releases (Riksbank, Bank of Japan (BoJ)) for macroeconomic educational context. They do not constitute retail banking deposit guarantees or investment advice. WireCompare does not provide portfolio management or trading services.

Interactive Trend Analysis

SEK to JPY Historical Exchange Rate Chart

Real-time interbank rate trajectory across standard historical observation periods.

Period Low

--

Period High

--

Period Average

--

Current Spot

¥14.3503

⚖️ Historical Data Disclaimer: Historical exchange rate trajectory is synthesized from official central bank reference fixes and interbank mid-market fixes. Past foreign exchange movements do not predict future trends. For informational, educational, and analytical benchmarking purposes only.

Corridor Volatility & Trend

52-Week Exchange Rate Position

Liquidity Status: High & Stable
52W Low: ¥13.7763 Current: ¥14.3503 52W High: ¥14.9243
Lower bound Current rate sits at 50.0% of annual range Upper bound
Independent Market Analysis

Compare Wire Transfer Costs: SEK to JPY

Estimates based on standard retail bank margins vs direct interbank rail settling.

Zero Promotional Bias
kr1,000 SEK
kr250 kr5,000 kr10,000 kr20,000
Benchmark

Direct Midpoint Rail

0.0% Rate Markup (Interbank)

Rail Fee:kr4.50
Rate:14.3503
Clearing:Instant / Same Day
Recipient Receives

¥14,350.28

Maximum Yield

Optimal Benchmark Rail
Retail SWIFT

Commercial Banks

~3.2% Hidden FX Margin

SWIFT Fee:kr25.00
Bank Rate:13.8911
Speed:2-4 Business Days
Recipient Receives

¥872.53

-Lost to Hidden Margin

High Intermediary Margin
Consumer Wallet

Global Wallets

3.5% Currency Spread

Tx Fee:kr4.99
Rate:13.8480
Speed:Instant (Closed Wallet)
Recipient Receives

¥887.41

Closed loop balance

Convenient but Marked Up
Cash Agent

Cash Remittance

Retail Spread + Cash Fee

Counter Fee:kr8.00
Rate:14.0059
Speed:Physical Counter / 1 Day
Recipient Receives

¥896.12

Physical cash pickup

Agent Network Fee
Transparent Cost Breakdown

Traditional Bank Wire Cost Itemization (SEK to JPY)

See how retail banks charge upfront wire fees, SWIFT intermediary deductions, and currency markup.

Based on G20 Remittance Pricing Metrics
Transfer Principal: kr1,000.00 SEK
1. Originating Bank Upfront Wire Fee

Fixed outgoing international wire tariff charged by retail banks.

kr25.00
2. SWIFT Intermediary / Correspondent Bank Fee

Charged by routing banks under standard SWIFT SHA/BEN clearing rules.

kr20.00
3. Retail Exchange Rate Margin (Hidden Spread)

Typical 2.8% markup added on top of the interbank midpoint.

kr28.00
Total Traditional Bank Friction: -kr73.00
Recipient Receives via Commercial Bank: ¥883.60
Transparent Direct Rail 0% Rate Markup
Direct Domestic Clearing Fee: kr4.50
Intermediary Correspondent Deductions: kr0.00 (Bypassed)
Currency Exchange Markup: 0.00% (Interbank Spot)
Recipient Receives: ¥14,285.71
Estimated Direct Advantage: +¥13,402.11

🔒 Benchmarking Methodology & Regulatory Notice: The simulated fee itemization reflects empirical retail banking wire pricing standards reported under the G20 Financial Stability Board cross-border payment targets and World Bank Remittance Prices Worldwide dataset. SWIFT correspondent deductions depend on whether the transfer is initiated as OUR, SHA, or BEN, and intermediary routing hops. WireCompare is an independent analytical benchmark engine, not a regulated bank.

Lookup Tables

SEK to JPY Fast Conversion Matrix

Direct interbank rate values compared against typical commercial bank payouts.

🇸🇪 SEK to 🇯🇵 JPY

1 SEK = 14.3503 JPY
Amount Mid-Market Rate Bank Payout Hidden Spread
kr1 SEK ¥14.35 JPY ¥0.00 -¥278.28
kr5 SEK ¥71.75 JPY ¥0.00 -¥280.12
kr10 SEK ¥143.50 JPY ¥0.00 -¥282.41
kr25 SEK ¥358.76 JPY ¥69.46 -¥289.30
kr50 SEK ¥717.51 JPY ¥416.73 -¥300.78
kr100 SEK ¥1,435.03 JPY ¥1,111.29 -¥323.74
kr250 SEK ¥3,587.57 JPY ¥3,194.95 -¥392.62
kr500 SEK ¥7,175.14 JPY ¥6,667.72 -¥507.43
kr1,000 SEK ¥14,350.28 JPY ¥13,613.25 -¥737.03
kr5,000 SEK ¥71,751.41 JPY ¥69,177.54 -¥2,573.87
kr10,000 SEK ¥143,502.82 JPY ¥138,632.91 -¥4,869.91

🇯🇵 JPY to 🇸🇪 SEK (Reverse)

1 JPY = 0.0697 SEK
Amount Mid-Market Rate Bank Payout Hidden Spread
¥1 JPY kr0.07 SEK kr0.00 -kr1.35
¥5 JPY kr0.35 SEK kr0.00 -kr1.36
¥10 JPY kr0.70 SEK kr0.00 -kr1.37
¥25 JPY kr1.74 SEK kr0.34 -kr1.40
¥50 JPY kr3.48 SEK kr2.02 -kr1.46
¥100 JPY kr6.97 SEK kr5.40 -kr1.57
¥250 JPY kr17.42 SEK kr15.51 -kr1.91
¥500 JPY kr34.84 SEK kr32.38 -kr2.46
¥1,000 JPY kr69.69 SEK kr66.11 -kr3.58
¥5,000 JPY kr348.43 SEK kr335.93 -kr12.50
¥10,000 JPY kr696.85 SEK kr673.20 -kr23.65
Mid-Market Rate

14.3503

1 SEK = ¥14.3503

Inverse Rate

0.0697

1 JPY = kr0.0697

52-Week Range

13.7763 - 14.9243

Annual volatility band

Target Bank System

Zengin System / SWIFT

Clearing rail for JPY

Knowledge Base

Frequently Asked Questions (SEK to JPY)

Click any question to expand
Q What is the current exchange rate for SEK to JPY?
As of 2026, the real mid-market interbank rate is 1 SEK = 14.350282 JPY. This is the true benchmark rate with zero hidden bank markup.
Q How much does a bank charge to send SEK to JPY?
Most traditional high-street banks charge a front-end wire fee of around kr25 plus a 2.5% to 4% hidden exchange rate markup. On a kr1,000 transfer, you typically lose around ¥741.91 compared to specialized neobanks like Wise.
Q What bank codes are needed to send JPY to Japan?
To receive JPY in Japan, the recipient typically needs to provide their Zengin System / SWIFT.
Q How fast does an international transfer take between SEK and JPY?
Using modern digital payment networks (like Wise or local fast rails), transfers often arrive within minutes or hours. Traditional SWIFT bank wires take 2 to 4 business days.

Related Corridors From SEK

View Reverse: JPY to SEK →

SEK → USD

1 SEK = 0.0942 USD

SEK → EUR

1 SEK = 0.0871 EUR

SEK → GBP

1 SEK = 0.0726 GBP

SEK → CAD

1 SEK = 0.1304 CAD