USD to BGN Exchange Rate & Bank Wire Fee Comparison (2026)
Convert US Dollar (USD) to Bulgarian Lev (BGN). The live interbank midpoint rate is 1 USD = 1.8080 BGN. Compare hidden currency conversion spreads across major international wire systems.
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USD to BGN Historical Exchange Rates
Official central bank reference rates across 30-day, quarterly, and annual lookbacks.
| Period | Interbank Midpoint | Yield on $1,000 | Trend / Variance |
|---|---|---|---|
| Today (Interbank Midpoint) | 1 USD = 1.8080 BGN | лв1,808.00 | Current Live Rate |
| 30 Days Ago | 1 USD = 1.8008 BGN | лв1,800.77 | +0.4% (Higher) |
| 90 Days Ago (Quarterly) | 1 USD = 1.8297 BGN | лв1,829.70 | -1.2% (Lower) |
| 180 Days Ago (Half-Year) | 1 USD = 1.7700 BGN | лв1,770.03 | +2.1% (Higher) |
| 1 Year Ago (52W Midpoint) | 1 USD = 1.8080 BGN | лв1,808.00 | +0.0% vs Annual Baseline |
USD to BGN Delivery & Settlement Windows
Estimated delivery windows based on standard clearing rails and banking cut-off schedules.
Local Automated Clearing
Transfers settling through local domestic rails (RINGS / BISERA / IBAN) typically clear within hours during standard operating windows.
Correspondent Banking
Traditional commercial banks route through intermediary correspondent networks, adding clearing stops and compliance verifications.
Cut-off & Holiday Factors
Wires sent after Friday 15:00 local time or during official bank holidays in either origin or destination will hold until Monday morning.
Important Clearing Disclaimer: Settlement timeframes are estimates based on standard bank operating windows and domestic clearing rail architectures (RINGS / BISERA / IBAN). Actual arrival is subject to originating bank cut-off deadlines, correspondent intermediary verification checkpoints, and international AML/KYC screening. Not a contractual arrival guarantee.
Global FX Market Trading Sessions & Real-Time Liquidity Clock
Live status of the four major international interbank wholesale currency dealing desks (UTC standard).
ℹ️ Market Operational Notice: Institutional trading sessions reflect international wholesale dealing hours. Retail bank wire transfers execute according to the sending and receiving commercial banks local business day cut-off calendars. For educational and liquidity timing analysis only.
Required Details to Wire USD to BGN
Make sure you have these exact payment credentials before initiating your transfer.
Beneficiary Full Name
Exact match as registered on recipient bank account.
RINGS / BISERA / IBAN
IBAN, Account Number, or local domestic routing code.
SWIFT / BIC Code
8 or 11 character identifier of the recipient's bank branch.
Payment Reference
Invoice number or descriptive reference for AML compliance.
USD vs BGN: Central Bank Policy & Inflation Matrix
Official interest rate benchmarks and consumer price index (CPI) differentials shaping cross-border value.
US Dollar (USD)
Federal Reserve (Fed)
5.0%
Benchmark rate2.8%
Consumer pricesBulgarian Lev (BGN)
Bulgarian National Bank (BNB)
3.75%
Benchmark rate2.1%
Consumer pricesMacroeconomic Policy Notice: Central bank interest rates and CPI metrics are compiled from public statistical releases (Federal Reserve (Fed), Bulgarian National Bank (BNB)) for macroeconomic educational context. They do not constitute retail banking deposit guarantees or investment advice. WireCompare does not provide portfolio management or trading services.
USD to BGN: Purchasing Power Parity (PPP) & Inflation Simulator
Simulate real consumer purchasing power erosion across cumulative central bank CPI inflation lookbacks.
To match the domestic purchasing power of $1,000 from 2020, you need:
$1,258.26 USD
Based on cumulative Federal Reserve (Fed) CPI figures.
Converting that baseline principal today at current interbank spot (1 USD = 1.8080 BGN) yields:
лв1,808.00 BGN
Without real purchasing power adjustment.
True purchasing power parity target in BGN to preserve original basket consumption:
лв2,274.46 BGN
Reflects bilateral real exchange rate parity.
Relative inflation differential between USD and BGN indicates historical purchasing power trajectory.
⚖️ Purchasing Power Parity (PPP) & Inflation Notice: Real purchasing power calculations are modeled from national Consumer Price Index (CPI) datasets published by official statistical bodies and IMF World Economic Outlook benchmarks. Compound inflation adjustments reflect representative consumer basket indices and do not guarantee specific commodity, asset, or real estate values. Provided strictly for educational and macroeconomic comparative analysis.
USD to BGN Historical Exchange Rate Chart
Real-time interbank rate trajectory across standard historical observation periods.
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лв1.8080
⚖️ Historical Data Disclaimer: Historical exchange rate trajectory is synthesized from official central bank reference fixes and interbank mid-market fixes. Past foreign exchange movements do not predict future trends. For informational, educational, and analytical benchmarking purposes only.
52-Week Exchange Rate Position
Compare Wire Transfer Costs: USD to BGN
Estimates based on standard retail bank margins vs direct interbank rail settling.
Direct Midpoint Rail
0.0% Rate Markup (Interbank)
лв1,808.00
Maximum Yield
Commercial Banks
~3.2% Hidden FX Margin
лв872.53
-Lost to Hidden Margin
Global Wallets
3.5% Currency Spread
лв887.41
Closed loop balance
Cash Remittance
Retail Spread + Cash Fee
лв896.12
Physical cash pickup
Traditional Bank Wire Cost Itemization (USD to BGN)
See how retail banks charge upfront wire fees, SWIFT intermediary deductions, and currency markup.
Fixed outgoing international wire tariff charged by retail banks.
Charged by routing banks under standard SWIFT SHA/BEN clearing rules.
Typical 2.8% markup added on top of the interbank midpoint.
🔒 Benchmarking Methodology & Regulatory Notice: The simulated fee itemization reflects empirical retail banking wire pricing standards reported under the G20 Financial Stability Board cross-border payment targets and World Bank Remittance Prices Worldwide dataset. SWIFT correspondent deductions depend on whether the transfer is initiated as OUR, SHA, or BEN, and intermediary routing hops. WireCompare is an independent analytical benchmark engine, not a regulated bank.
USD to BGN Fast Conversion Matrix
Direct interbank rate values compared against typical commercial bank payouts.
🇺🇸 USD to 🇧🇬 BGN
1 USD = 1.8080 BGN| Amount | Mid-Market Rate | Bank Payout | Hidden Spread |
|---|---|---|---|
| $1 USD | лв1.81 BGN | лв0.00 | -лв35.06 |
| $5 USD | лв9.04 BGN | лв0.00 | -лв35.29 |
| $10 USD | лв18.08 BGN | лв0.00 | -лв35.58 |
| $25 USD | лв45.20 BGN | лв8.75 | -лв36.45 |
| $50 USD | лв90.40 BGN | лв52.50 | -лв37.90 |
| $100 USD | лв180.80 BGN | лв140.01 | -лв40.79 |
| $250 USD | лв452.00 BGN | лв402.53 | -лв49.47 |
| $500 USD | лв904.00 BGN | лв840.07 | -лв63.93 |
| $1,000 USD | лв1,808.00 BGN | лв1,715.14 | -лв92.86 |
| $5,000 USD | лв9,040.00 BGN | лв8,715.72 | -лв324.28 |
| $10,000 USD | лв18,080.00 BGN | лв17,466.44 | -лв613.56 |
🇧🇬 BGN to 🇺🇸 USD (Reverse)
1 BGN = 0.5531 USD| Amount | Mid-Market Rate | Bank Payout | Hidden Spread |
|---|---|---|---|
| лв1 BGN | $0.55 USD | $0.00 | -$10.73 |
| лв5 BGN | $2.77 USD | $0.00 | -$10.80 |
| лв10 BGN | $5.53 USD | $0.00 | -$10.88 |
| лв25 BGN | $13.83 USD | $2.68 | -$11.15 |
| лв50 BGN | $27.65 USD | $16.06 | -$11.59 |
| лв100 BGN | $55.31 USD | $42.83 | -$12.48 |
| лв250 BGN | $138.27 USD | $123.14 | -$15.13 |
| лв500 BGN | $276.55 USD | $256.99 | -$19.56 |
| лв1,000 BGN | $553.10 USD | $524.69 | -$28.41 |
| лв5,000 BGN | $2,765.48 USD | $2,666.28 | -$99.20 |
| лв10,000 BGN | $5,530.97 USD | $5,343.27 | -$187.70 |
1.8080
1 USD = лв1.8080
0.5531
1 BGN = $0.5531
1.7357 - 1.8803
Annual volatility band
RINGS / BISERA / IBAN
Clearing rail for BGN