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🇺🇸 USD / 🇳🇴 NOK ✓ Official Mid-Market Rate (0% Markup) Independent Analysis

USD to NOK Exchange Rate & Bank Wire Fee Comparison (2026)

Convert US Dollar (USD) to Norwegian Krone (NOK). The live interbank midpoint rate is 1 USD = 10.9500 NOK. Compare hidden currency conversion spreads across major international wire systems.

Live Converter

USD to NOK Real-Time Calculator

Sourced via Central Bank Interbank Feeds
Quick amounts
$
→
kr
10,950.00
Official benchmark rate (0% markup applied)
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Historical Benchmarks

USD to NOK Historical Exchange Rates

Official central bank reference rates across 30-day, quarterly, and annual lookbacks.

Official Reference Feeds
Period Interbank Midpoint Yield on $1,000 Trend / Variance
Today (Interbank Midpoint) 1 USD = 10.9500 NOK kr10,950.00 Current Live Rate
30 Days Ago 1 USD = 10.9062 NOK kr10,906.20 +0.4% (Higher)
90 Days Ago (Quarterly) 1 USD = 11.0814 NOK kr11,081.40 -1.2% (Lower)
180 Days Ago (Half-Year) 1 USD = 10.7200 NOK kr10,720.05 +2.1% (Higher)
1 Year Ago (52W Midpoint) 1 USD = 10.9500 NOK kr10,950.00 +0.0% vs Annual Baseline
Settlement Timeline

USD to NOK Delivery & Settlement Windows

Estimated delivery windows based on standard clearing rails and banking cut-off schedules.

Target System: Vipps / NICS / IBAN
Direct Domestic Rail 0 - 2 Hours

Local Automated Clearing

Transfers settling through local domestic rails (Vipps / NICS / IBAN) typically clear within hours during standard operating windows.

Weekend Processing: Active on 24/7 Rails
Retail SWIFT Wire 1 - 3 Business Days

Correspondent Banking

Traditional commercial banks route through intermediary correspondent networks, adding clearing stops and compliance verifications.

Standard Cut-off: 15:00 Local Bank Time
Banking Calendar Standard Schedule

Cut-off & Holiday Factors

Wires sent after Friday 15:00 local time or during official bank holidays in either origin or destination will hold until Monday morning.

Holiday Settlement: Next Business Day
⚠️

Important Clearing Disclaimer: Settlement timeframes are estimates based on standard bank operating windows and domestic clearing rail architectures (Vipps / NICS / IBAN). Actual arrival is subject to originating bank cut-off deadlines, correspondent intermediary verification checkpoints, and international AML/KYC screening. Not a contractual arrival guarantee.

Transfer Preparation

Required Details to Wire USD to NOK

Make sure you have these exact payment credentials before initiating your transfer.

1. Recipient Identity

Beneficiary Full Name

Exact match as registered on recipient bank account.

2. Account Identifier

Vipps / NICS / IBAN

IBAN, Account Number, or local domestic routing code.

3. Bank Code

SWIFT / BIC Code

8 or 11 character identifier of the recipient's bank branch.

4. Transfer Purpose

Payment Reference

Invoice number or descriptive reference for AML compliance.

Macroeconomic Analysis

USD vs NOK: Central Bank Policy & Inflation Matrix

Official interest rate benchmarks and consumer price index (CPI) differentials shaping cross-border value.

Official Macro Indicators
🇺🇸

US Dollar (USD)

Federal Reserve (Fed)

Policy Rate

5.0%

Benchmark rate
Annual CPI Inflation

2.8%

Consumer prices
Estimated Real Yield (Rate - Inflation): +2.2%
🇳🇴

Norwegian Krone (NOK)

Norges Bank

Policy Rate

4.5%

Benchmark rate
Annual CPI Inflation

3.0%

Consumer prices
Estimated Real Yield (Rate - Inflation): +1.5%
Policy Rate Differential: 0.50% (USD vs NOK)
Inflation Differential: 0.20% (Annual CPI spread)
ℹ️

Macroeconomic Policy Notice: Central bank interest rates and CPI metrics are compiled from public statistical releases (Federal Reserve (Fed), Norges Bank) for macroeconomic educational context. They do not constitute retail banking deposit guarantees or investment advice. WireCompare does not provide portfolio management or trading services.

Corridor Volatility & Trend

52-Week Exchange Rate Position

Liquidity Status: High & Stable
52W Low: kr10.5120 Current: kr10.9500 52W High: kr11.3880
Lower bound Current rate sits at 50.0% of annual range Upper bound
Independent Market Analysis

Compare Wire Transfer Costs: USD to NOK

Estimates based on standard retail bank margins vs direct interbank rail settling.

Zero Promotional Bias
$1,000 USD
$250 $5,000 $10,000 $20,000
Benchmark

Direct Midpoint Rail

0.0% Rate Markup (Interbank)

Rail Fee:$4.50
Rate:10.9500
Clearing:Instant / Same Day
Recipient Receives

kr10,950.00

Maximum Yield

Optimal Benchmark Rail
Retail SWIFT

Commercial Banks

~3.2% Hidden FX Margin

SWIFT Fee:$25.00
Bank Rate:10.5996
Speed:2-4 Business Days
Recipient Receives

kr872.53

-Lost to Hidden Margin

High Intermediary Margin
Consumer Wallet

Global Wallets

3.5% Currency Spread

Tx Fee:$4.99
Rate:10.5667
Speed:Instant (Closed Wallet)
Recipient Receives

kr887.41

Closed loop balance

Convenient but Marked Up
Cash Agent

Cash Remittance

Retail Spread + Cash Fee

Counter Fee:$8.00
Rate:10.6872
Speed:Physical Counter / 1 Day
Recipient Receives

kr896.12

Physical cash pickup

Agent Network Fee
Lookup Tables

USD to NOK Fast Conversion Matrix

Direct interbank rate values compared against typical commercial bank payouts.

🇺🇸 USD to 🇳🇴 NOK

1 USD = 10.9500 NOK
Amount Mid-Market Rate Bank Payout Hidden Spread
$1 USD kr10.95 NOK kr0.00 -kr212.34
$5 USD kr54.75 NOK kr0.00 -kr213.74
$10 USD kr109.50 NOK kr0.00 -kr215.50
$25 USD kr273.75 NOK kr53.00 -kr220.75
$50 USD kr547.50 NOK kr317.99 -kr229.51
$100 USD kr1,095.00 NOK kr847.97 -kr247.03
$250 USD kr2,737.50 NOK kr2,437.91 -kr299.59
$500 USD kr5,475.00 NOK kr5,087.81 -kr387.19
$1,000 USD kr10,950.00 NOK kr10,387.61 -kr562.39
$5,000 USD kr54,750.00 NOK kr52,786.01 -kr1,963.99
$10,000 USD kr109,500.00 NOK kr105,784.01 -kr3,715.99

🇳🇴 NOK to 🇺🇸 USD (Reverse)

1 NOK = 0.0913 USD
Amount Mid-Market Rate Bank Payout Hidden Spread
kr1 NOK $0.09 USD $0.00 -$1.77
kr5 NOK $0.46 USD $0.00 -$1.78
kr10 NOK $0.91 USD $0.00 -$1.80
kr25 NOK $2.28 USD $0.44 -$1.84
kr50 NOK $4.57 USD $2.65 -$1.91
kr100 NOK $9.13 USD $7.07 -$2.06
kr250 NOK $22.83 USD $20.33 -$2.50
kr500 NOK $45.66 USD $42.43 -$3.23
kr1,000 NOK $91.32 USD $86.63 -$4.69
kr5,000 NOK $456.62 USD $440.24 -$16.38
kr10,000 NOK $913.24 USD $882.25 -$30.99
Mid-Market Rate

10.9500

1 USD = kr10.9500

Inverse Rate

0.0913

1 NOK = $0.0913

52-Week Range

10.5120 - 11.3880

Annual volatility band

Target Bank System

Vipps / NICS / IBAN

Clearing rail for NOK

Knowledge Base

Frequently Asked Questions (USD to NOK)

Click any question to expand
Q What is the current exchange rate for USD to NOK?
As of 2026, the real mid-market interbank rate is 1 USD = 10.95 NOK. This is the true benchmark rate with zero hidden bank markup.
Q How much does a bank charge to send USD to NOK?
Most traditional high-street banks charge a front-end wire fee of around $25 plus a 2.5% to 4% hidden exchange rate markup. On a $1,000 transfer, you typically lose around kr566.11 compared to specialized neobanks like Wise.
Q What bank codes are needed to send NOK to Norway?
To receive NOK in Norway, the recipient typically needs to provide their Vipps / NICS / IBAN.
Q How fast does an international transfer take between USD and NOK?
Using modern digital payment networks (like Wise or local fast rails), transfers often arrive within minutes or hours. Traditional SWIFT bank wires take 2 to 4 business days.

Related Corridors From USD

View Reverse: NOK to USD →

USD → EUR

1 USD = 0.9245 EUR

USD → GBP

1 USD = 0.7715 GBP

USD → JPY

1 USD = 152.4000 JPY

USD → CAD

1 USD = 1.3850 CAD